Auto Insurance Quotes Online Are Perfect For Those Who Seek AD&D Insurance
Auto insurance quotes online are definitely the fastest and most reliable way you can find a proper Accidental Death and Dismemberment Insurance, or AD&D. This might not be the kind of issue you would want to consider as needing an insurance plan, but accidents do happen, and it is always better to be prepared, even for the worst.
AD&D insurance is a supplemental life insurance rider added to an existing policy that will pay you or your beneficiaries a certain sum of money should you be killed or dismembered in an accident or soon thereafter. Accidental death insurance is the main part of the policy, with the dismemberment portion being supplementary to it. If the policyholder dies as a direct result of an accident, a full death benefit will be paid out to the policy’s beneficiary. If the policy amount is for $100,000, the benefit will be $100,000. If the policyholder does not die as a result of the accident and instead loses a limb, he or she will receive a 50% benefit payout. However, losing two or more limbs would qualify for a full benefit payment.
With online auto insurance quotes, it does not take a lot of time and it is quite easy to get an Accidental Death and Dismemberment policy. By using online quotes, you will be spared from having long forms to fill out, and you will not have to go through the hassle of a medical exam. The lack of a waiting period is another clear advantage, because it means that your coverage will begin in an instant. Your approval is guaranteed if you meet the age requirements, regardless of your health or occupation. That is why it is highly recommended to use online insurance quotes if you are looking for AD&D insurance.
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