How to Get the Cheapest Auto Insurance in Hawaii

Liability insurance is a requirement for drivers in Hawaii. This type of insurance pays for the costs of injuries caused by a driver in an accident. However, the limits of liability coverage are usually not enough to cover the costs of multiple injuries. For this reason, you should consider purchasing a higher level of liability coverage. Personal injury protection is another essential type of coverage, which pays for medical costs regardless of who was at fault. auto home insurance quotes

In Hawaii, drivers must carry car insurance and carry an insurance ID card at all times. Failure to carry insurance can lead to tickets and fines. Fines for a first offense can be as high as $500, while a second offense can result in license suspension for up to a year. Furthermore, drivers in Hawaii are required to wear a seat belt in the vehicle at all times, and non-compliance can result in a $92 fine.

Teen drivers in Hawaii are required to wear a seatbelt, and they must have a car seat for children under the age of four. Drivers under the age of 18 may also be restricted from using a cell phone. Teenagers may use hands-free devices, but only to make emergency calls. Additionally, drivers must provide proof of legal presence in Hawaii. This may include a passport or a birth certificate.