How to Find the Best Classic Car Insurance Companies

If you drive a classic car and are looking for an insurance policy, you’ve come to the right place. If you’re not currently using your car on a regular basis, classic car insurance can be a good way to save money. There are several companies that offer this type of coverage, and they can be found by comparing quotes. There are some key differences between each company, however, and you should choose the best one for your needs. home auto insurance quotes

The age of your vehicle is also an important factor in finding the right classic car insurance policy. Most classic car insurance companies require a car to be 25 years old to be considered classic, but some will accept vehicles as recent as ten years old. Additionally, newer vehicles must be of special status, limited production, or a historical curiosity. Additionally, most classic car insurance companies place limits on the number of miles a classic car can be driven – typically 7,500 miles per year. Also, if you’re planning to drive your classic vehicle for an extended period of time, you’ll likely need to keep it in a garage, enclosed area, or carport.

When shopping for classic car insurance, make sure to review your policy periodically to make sure it meets your needs. Insurance companies may require a thorough examination of your driving history, so it’s important to keep an updated record. Some policies offer special coverage if you regularly attend car shows, while others require that you park your car in a locked facility when not in use. However, make sure you don’t drive your classic car more than the recommended amount – it can raise your insurance rates if you are not careful.

To find the best classic car insurance, consider your budget. Remember that a classic car’s value may be much higher than its current value, so you’ll need a higher coverage amount than a normal auto policy. Fortunately, most classic car insurance policies offer similar coverage to a standard auto policy, and they may even provide a better value than what you would normally need to pay for repairs. A classic car insurance policy should always be accompanied by comprehensive and collision coverage.

If you’re not in the market for an insurance policy, Hagerty makes a good choice. The company offers a variety of coverage options that are affordable and convenient. Hagerty even offers a driver’s club where you can meet other collectors and participate in events. Among the few standard insurers to write classic car policies, State Farm is also a popular choice among classic car enthusiasts. Classic car policies from State Farm have specific requirements, including the fact that your car must be stored in a locked garage, be in good condition, or in restoration, and be limited to only driving the vehicle to events.

Hagerty is a good option for a classic car owner who isn’t planning to drive it every day. Hagerty Plus adds roadside assistance to the standard policy, including fuel delivery, tire changes, and car towing. It also automatically extends to new cars within 30 days. Hagerty’s classic car insurance plans also allow you to drive unlimited miles while on a pleasure cruise. Those who need more mileage will want to check with their insurance providers to determine if the plan offers the best value.