Auto Insurance Quotes Help Teens Get Cheaper Insurance Plans
All drivers are required to have auto insurance and for teen drivers this may be a problem. The main problem is price, because car insurance policies tend to be very expensive for young, inexperienced drivers. When you’re looking for coverage, use car insurance quotes to scan the market.
Young drivers have higher insurance rates because of the increased likelihood of accidents and risky driving practices in their age group. Teens’ general lack of experience behind the wheel puts them in a dangerous spot to start with. They are also more likely to engage in risky behaviors, including not using seat belts, DUI, distracted driving and reckless driving.
Car insurance is usually more expensive for young drivers, but discounts can help with the cost. Here’s what some of the top insurers have available:
- AARP/The Hartford offers a good-student credit, as well as a driver-training credit for those under 21 who complete an approved course.
- Allstate offers a 10% discount to teens for completing a teenSMART driver-safety program, as well as a good-student discount up to 20%.
- Esurance offers a good-student discount of up to 10% on liability, collision and medical payment coverage..
- Geico offers a good-student discount up to 15%.
- Liberty Mutual offers discounts for full-time students and recent graduates. Nationwide offers a student discount up to 15% for good grades.
- State Farm offers several discounts, including a good-student discount, which can save your teen up to 25% for getting good grades. If they go at least three years with no moving violations or no at-fault accidents and complete an approved Steer Clear safety course, they can save up to 15%.
We recommend you to get quotes for these major companies and compare the prices. Then, if everything looks fine, contact the insurer(s).
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