What Are Car Insurance Adjusters
If you have had an automobile accident, you will likely want to file an auto accident insurance claim under your policy or the other driver’s. Once you make a claim, an auto insurance adjuster working for the insurance company will contact you. Make sure to negotiate the details and he will help you not to get the right reimbursement. Read our blog to find out what car insurance adjusters are. Also our website will teach you how to save on car insurance.
The insurance claims adjuster is the insurance company employee who is charged with investigating the facts of a car accident and negotiating a settlement of the claim. In the insurance context, the word “adjust” means to determine or settle a claim or to assess a loss or damage. In investigating a claim, the plaintiff’s lawyer and the insurance adjuster are both doing the same things; they are trying to figure out what happened and what the claim is worth.
He or she will gather all the facts, obtain all of the information from you about your accident, see if there is coverage under your car insurance policy, and use their investigation to determine who was at fault before setting the value of your auto accident insurance claim.
Once an insurance adjuster is assigned a claim, the first thing that he/she wants to do is to get the insured driver’s version of the facts. The adjuster will read the driver’s written accident report that was submitted to the insurance company (if the driver filed one), and will often call up the driver to hear the driver’s story firsthand.
The adjuster will then request the official records — the police report and the accident reports that the drivers filed with the state department of motor vehicles, if such documents exist. Once the adjuster has all of your medical records and bills and all of the other information that he/she needs to value the case, he/she will put a value on the case and try to settle it.
Visit us for more info about this. Visit our Homepage!
