How to Compare Auto Insurance Companies in Florida

When it comes to auto insurance in Florida, the choices are endless. It’s worth taking the time to research the different options available and to ask questions about the policies that each company offers. You can often find free quotes online and no-obligation estimates from some companies. These can help you decide which type of coverage you need and how much you can afford to pay. compare auto insurance quotes

The minimum requirements for auto insurance in Florida are $10,000 for property damage liability and $10,000 for personal injury protection. Although these are legal requirements, most insurance companies recommend that you purchase more coverage than you are legally required to. This is because the minimum coverage required by the state of Florida may not be enough to cover the full cost of a claim.

When comparing auto insurance in Florida, be sure to look for features that can help you save money. For example, you may not need collision coverage if you drive a sports car. Some companies will offer rental car reimbursement and new car replacement insurance. In addition, you can lower your collision deductible by up to $500 a year by enrolling in the company’s Deductible Rewards Program.

You can also get a discount if you insure more than one vehicle. Many Florida insurance companies offer a bundle discount for multiple policies. This discount is up to 30%, and is increased over time. Additionally, you may qualify for a lower premium if you have more than one car or if you have several cars in the same household.

Travelers is another popular option when it comes to cheap car insurance in Florida. This company has several offices throughout the state. Moreover, its agents are local and are easy to find. Although the company does not offer the lowest price auto insurance in Florida, it is still cheaper than competitors like Allstate and Progressive.

Progressive is another company that provides a range of online services. The company has an easy-to-use mobile app to help you monitor your driving habits. Its Snapshot program is a great way to save money, especially if you’re a good driver. It also offers a variety of discounts, including loyalty discounts, anti-theft discounts, multi-car discounts, and teen driver discounts. Allstate also ranks well for customer satisfaction in Florida.