Cost of Auto Insurance in New Hampshire

The cost of auto insurance in New Hampshire depends on a number of factors. First, you should know how much coverage you need. Having a minimum level of coverage will keep your premiums low. Secondly, you should choose a policy that includes collision and comprehensive coverage. Though minimum coverage isn’t mandatory in New Hampshire, it is still essential for you to protect your finances. Whether you drive a new or used car, you need to be covered for any accidents or damages to your vehicle. auto liability insurance quotes

The state requires drivers to carry liability insurance. In case of an accident, drivers must have at least $25,000 in bodily injury liability coverage for themselves and the other person. They also have to carry $25,000 property damage liability coverage. Some states also require drivers to carry medical payment coverage and uninsured motorist insurance. In case of an accident, the former covers your medical bills and lawyer fees.

New Hampshire car insurance rates are generally cheaper than the national average. Since most drivers carry liability coverage, the average cost of auto insurance in the state is only $1,208 per year. In addition, there are several insurance companies that offer lower rates.