Can Single Parents Benefit of Discounts on Car Insurance?
Free car insurance quotes are meant to offer access to many types of auto insurance policies to a wide variety of consumers, depending on their specific needs. The companies which sell car insurance justify the fact that they give higher prices for some consumers and lower prices for others with statistics which suggest how risk-adverse their clients would be. This basically means how likely is a certain type of person to make a claim on their insurance. Statistically, it has been shown that married couples are less likely to make claims than single persons. But what about single parents?
There are no discounts specifically aimed at single parents, but that does not mean there are no discounts available. If your car has top safety ratings or safety features such as anti-theft devices, make sure to tell your insurer about that. And if your child is doing well with his or her education, there might be discounts in store as well. Having a clean credit history also helps, not to mention a clean driving history. And if you pay your insurance in one lump sum, you could be eligible for a discount.
Before making any changes though, you should asses your current policy very thoroughly. You need to get insurance quotes from a variety of companies in order to find what you need. It is wise to shop around patiently instead of choosing the first quote you have received. The common approach is to get at least one quote from three different companies, so that you can compare and decide which one offers the most advantages for the most affordable price. And, of course, consider the possibility of discounts, even if they are not meant specifically for single parents.
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