Finding the Cheapest Auto Insurance For Young Drivers

Finding the cheapest auto insurance for young drivers may seem difficult, but there are several ways to save money on your policy. One way is to take extra driver education or a defensive driving course. This means going above and beyond what your state requires. These classes can save a teen around 5% on their premium. Be aware that online driver improvement classes may not result in a discount. Also, most car insurance companies offer a student “away” discount, which can be applied to your premiums if you are away at college or living away from home during high school. ny auto insurance quotes

Allstate

If you’re a young driver, Allstate has several different programs to offer you great rates. These programs offer discounts based on your driving history and your financial capacity. A good credit score shows the insurer that you’re more likely to make payments on time. This means that your monthly premiums will be less than if you had bad credit.

Allstate offers good student discounts for drivers who attend college more than 100 kilometers from home. You can also save by taking a recognized driver safety course. Renewal discounts are also available to drivers who have been with the company for three years.

Progressive

Insuring young drivers is easy with Progressive. The agents can assist parents in choosing the right coverage for their teen. Be sure to specify the vehicle your teen will be driving and go over all of the coverage options. If you find a rate that is too high for your budget, be sure to push back. The agent can also offer tips for safe driving.

There are also several discounts available with Progressive. Its “good student” discount and multi-car discount are both great ways to lower your teen’s premium. This insurance company also has a special program for drivers who drive less than ten miles per day.