Tips For Getting a Classic Auto Insurance Quote

It is important to get several quotes for classic auto insurance because rates vary depending on the type of vehicle. Some insurers offer a higher amount of coverage for expensive cars. Other insurers require a minimum age for classic car insurance. Insurers also want to make sure that you are a low-risk driver. Young drivers have higher crash rates than older drivers, so you might need to wait until you reach age 25 before applying for a policy. new york auto insurance quotes

You can request a classic auto insurance quote from a variety of companies, including many of the high street ones. These companies are adapting to meet the demands of a growing population. Here are some tips for getting a classic auto insurance quote: Try to request a quote at least 7-10 days before the policy expiration date. While the advance quote discount is not as big as other discounts, you could save anywhere from five to ten percent.

Classic car insurance often comes with mileage caps. Some policies even require you to use your car as a daily driver to ensure full coverage. In addition, most classic car insurance policies offer roadside assistance. If your classic car is stolen, the driver can call the insurance company and get it picked up on a flatbed truck.

When you get a classic auto insurance quote, you will also want to ask about any special features on your vehicle. Classic cars need special treatment. If you have a vintage car, you may also need additional coverage for personal watercraft. A good quote will include these additional options. In addition to a classic auto insurance quote, it is important to compare different companies.

If you use your classic car regularly, you might want to look for a policy with a lower mileage limit. Many companies will only cover up to ten thousand miles a year on classic cars. Other companies will give you unrestricted use of your classic car. However, you should still keep in mind that it may be important to have a clean driving record to qualify for a better premium.

Your premium can also be lowered if you add security features to your classic car. Installing a GPS tracker, for instance, will enable police to track your vehicle if it is stolen. Insurers also offer discounts if you own more than one vehicle. You should also check whether your vehicle is kept in a locked facility when not in use. Some even offer special discounts to enthusiasts with large collections.

In addition to classic car insurance, you should also consider getting a Hagerty driver’s club membership. This membership offers discounts on classic car accessories, rentals, and transportation services. Hagerty Drivers Club members can participate in forums and events designed for classic car enthusiasts.