Top 5 Cheapest Commercial Car Insurance Quotes For Small Businesses

Many small business owners fail to understand the importance of commercial car insurance. They often mistakenly believe that this type of insurance is only for large, commercial vehicles, but that is not the case. Small businesses and freelancers need to purchase commercial auto insurance because liability issues are much larger for businesses. The cost of not having this insurance is just too high. If you own a small business, it’s worth the extra money to ensure you are protected against liability claims and lawsuits. auto insurance rate quotes

When it comes to comparing commercial car insurance policies, Progressive stands out. This insurance company insures virtually every type of vehicle and driver. Most business vehicles are covered by its policy. Although it didn’t score well in the recent J.D. Power 2021 U.S. Auto Claims Satisfaction Study, Progressive offers some great benefits for small businesses. One of its biggest selling points is its reputation for stellar customer service. Nonetheless, many businesses find that Progressive is a better choice for them than other companies.

Some insurance companies offer discounts for members of professional associations. These organizations include the Restoration Industry Association and the Building Trades Association. These organizations can often qualify for discounts on commercial car insurance. Regardless of which association you belong to, be sure to ask your agent about these discounts. Many are more than willing to share this information with you and help you find the best policy for your business. And remember, your agent is always willing to answer any questions you may have about your policy.

Next Insurance is a relatively new player in the commercial auto insurance space, but it has impressive financial strength and reputation. Next has an A-rated financial rating and has received significant financial backing from Munich Re. Its policies are tailored to meet the needs of its small business customers. They claim to offer a policy that costs 25 percent less than most competitors. So, if you’re looking for a cheap commercial car insurance policy, look no further.

Geico is an excellent option for small businesses and small business owners. They offer many benefits to their customers, including a free online quote. You can also get a discount if you bundle your business insurance with Geico. GEICO has been insuring automobiles for more than 70 years, and it offers multiple discounts for bundling and combining policies. There is a policy for every business. The only downside of Geico is that it does not cover semis and tractor-trailers.

Another company with a strong reputation is Farmers. They provide flexible commercial car insurance policies that can be tailored to meet the needs of your business. Most of their policies include the standard components, like liability, personal injury, non-owned auto, and uninsured or underinsured motorist insurance. Besides that, they can also work with you to identify additional coverage for your business. Once you’ve found the right policy, you can then start shopping.