Does Auto Insurance Cover Water Vehicles?
“Of all the things that man has made, none is so full of interest and charm, none possesses so distinct a life and character of its own, as a ship.” –Henry Van Dyke
When we hear the words “auto insurance” we immediately think about a policy that only protects cars and all sorts of land vehicles. This conventional way of thinking is understandable, since we are used to instantly associate vehicles with all sorts of cars. But, if you own a water vehicle, like a motor boat or a jet, you should also do a research and check how it can be insured. Auto insurance covers water vehicle, but you must know exactly how much to buy and what policy to use. This is exactly the purpose of the blog post: to give you more info.
Owning a water vehicle is certainly a delight, especially if you live near the ocean or you use it for fishing. In California or Florida seeing all sorts of water vehicles is fairly common. So, you would expect insurance companies specialized for this type of vehicles. This is entirely true. Reputable companies offer services like: crew liability coverage, property damage coverage, medical treatments coverage
Prices vary a lot, depending on the value of the insured vehicle. Of course, yachts and super-yachts owners will be charged extra, but they will benefit of huge financial support in case of any damage. In many cases, we are taking about coverage of millions of dollars. You should look for policies that cover your vehicle while in transit. Even if you hire a skipper to operate the vehicle, the policy should offer full protection. As you can imagine, you must search for customized forms and check the rates. Get online quotes and review the available offers and providers.
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