How To File an Auto Insurance Claim

Thanks to online auto insurance quotes, it is far easier today to find a proper auto insurance policy that it used to be in the past, and it can be done for free. Auto insurance is required by law in most states, and while most people recognize its importance, it becomes all the more evident when your vehicle gets damaged, and a claim must be made. A car insurance claim means that you present the insurer with solid proof of needing financial assistance. It is important to know a few basic facts about filing a car insurance claim.

auto-carThe first thing you need to do is to contact your car insurance company as soon as possible after the event in which your vehicle got damaged. Normally you will find that your auto insurance agent or insurance company’s telephone number is listed on the front of your insurance card. Of course, you can also find it online and in your physical policy documents. When you contact your company to file a claim, make sure to provide your full name and policy number, the start and end date of your policy, the date and time of the incident, the names, addresses, and phone numbers of all drivers, passengers, and witnesses and the driver’s license and license plate numbers for all drivers.

After contacting the car insurance company, you have to assign your case to a professional at your car insurance provider, meet and discuss with this person and get an evaluation from him or her (such as inspecting your car, examining evidence of any injury claims, and an initial payment). After all of these steps, there will be a final resolution on your case, after which it will be closed. If the situation requires it, you might consider hiring an attorney who specializes in accident claims.

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