Liability Auto Insurance Definition

Liability auto insurance is a type of coverage that protects you from being sued for damage or injuries you cause to other people. This coverage typically comes in three forms: bodily injury per person, bodily injury per occurrence, and property damage. In the event of an accident, your liability coverage will pay for medical expenses up to the amount stated in the policy, and it is your responsibility to pay any amount over that limit.  auto insurance quotes full coverage

Liability car insurance is the most basic coverage available and is included in nearly every auto insurance policy. This coverage pays for property damage and medical bills if you hit another car or person. It also covers your legal fees if you’re sued. Liability car insurance is relatively inexpensive, and you can choose to increase the limit in your policy to pay for higher expenses. The downside of liability coverage is that it doesn’t cover the cost of repairs to your own car in the event of an accident. It is important to understand the limits that your policy covers before deciding to buy more liability coverage.