More About Louisiana’s New Auto Insurance Monitoring System
In some parts of Louisiana a new real-time auto insurance monitoring system is now being used to help police enforce the requirement that drivers are up to date on paying their premiums. It will be launched statewide for all state police troops next before eventually being open to all police, according to state officials. The system will pull reports from insurance companies and provide the information to the state Office of Motor Vehicles and to state police. Troopers will be able to check the database from their vehicles during a traffic stop. Read our blog to find out more and stay insured. Use our website to get auto insurance quote online.
Troop D spokesman Sgt. James Anderson in Lake Charles said that when a state trooper conducts a traffic stop now, the trooper has to contact the troop by radio to determine whether the driver has up-to-date insurance. The new system is expected to remove that extra step in the verification process and make it faster to determine if the stopped driver is uninsured.
“By eliminating that third-party input, it will allow us to have the most current and most accurate information readily available,” Anderson said. “The current information on drivers will allow us to ensure they’re complying with our state liability insurance laws.”
Louisiana is regularly recognized as having among the highest insurance rates. State residents pay an average of $1,774 in car insurance premiums each year — the fourth-highest amount, according to insure.com. The national average is $1,311.
In late 2015, a massive backlog of lapsed insurance cases resulted in the state OMV issuing fines to a large number of Louisiana residents. State officials have said the real-time monitoring system will keep the state from any similar backlogs in the nearby future.
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