Is it Possible to Get Low Cost Auto Insurance Even With DUI Records?

car-insurance-familyDriving under the influence of prohibited substances or alcohol is punishable by law. If you are caught with DUI, you risk paying a hefty fine and having license suspended. Besides that, this misdemeanor will be recorded in both your driving records and criminal records. Well, a DUI can haunt you for a while and wreak havoc in your budget.

A DUI can have negative implications when applying for a job or trying to buy an apartment.  Even getting cheaper auto insurance becomes a bit difficult when having DUI incidents in your record. Still, it is possible to get low cost auto insurance even with DUI records.  Use a comparison website and get a free car insurance quote.

Auto insurance industry is complex and diverse. But you must always keep in mind that companies look at the entire picture. They will review your records and will look for all type of crimes and felonies, not just for DUI. So, if the rest of the records are clean, except for a DUI, you can still get some good prices on auto insurance.   If you have been caught with DUI only once and that was several years ago, it is likely that some companies will overlook the incident and offer you the normal rates.

Companies also like individuals that have good defensive driving skills. Graduating a defensive driving course is a big bonus and will help you lower the costs.

Installing safety devices and anti-theft devices will also improve the odds of getting a very affordable policy.  Also, the car insurance can be made less expensive if you ask for discounts.  Auto insurance companies are known to offer several types of discounts. The most common discounts are: good driving discount, no claims discount and combined policies discount.

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