What You Need to Know About Short Term Car Insurance

If you are unable to purchase a new car but need to drive on a temporary basis, you may want to consider purchasing short term car insurance. These policies provide liability and property damage coverage. Most states require you to carry some form of insurance to drive legally. If you do not, you may be in a big mess if you get pulled over and found to be driving without insurance. Read on for more information about this type of coverage. auto & home insurance quotes

The length of a short-term auto insurance policy will vary depending on your requirements. Some policies will cover you for a day, while others can extend up to two months. You can purchase short-term car insurance coverage for anyone borrowing your vehicle or for a period of time while your primary vehicle is in the shop. It is also an option for people who are frequently away from home. While the cost of a short-term car insurance policy is high, the peace of mind it provides is priceless.

While you’re in school, consider lowering the amount of coverage for your car. Students who don’t drive during the school year should consider dropping their coverage to just the required minimums. A student can also get a student away from home discount if they drive their vehicle on breaks and weekends. Some insurance companies may also offer a discount for being at school 100 miles or more away from home and occasionally driving a vehicle. However, the eligibility requirements vary from company to company. In addition, it is important to remember that you’re required to carry auto insurance in most states. Without proper protection, you may be forced to pay the full cost of damages yourself if you are in an accident.

While many major insurance companies do not provide short-term car insurance, some do. They generally require at least a six-month policy term. Even if they advertise short-term car insurance, they’re often lacking in customer service and coverage. Short-term car insurance may require you to cancel your standard auto insurance policy early, which can lead to an early termination fee. So before you opt for a short-term policy, think twice.