South Carolina Auto Insurance

South Carolina auto insurance combines physical and liability coverage to protect your assets in the event of an accident. Liability coverage pays for the medical bills of other people injured in an accident. Property damage coverage pays for repairs to other people’s property. It can also cover legal expenses if you are involved in a lawsuit. teen auto insurance quotes

South Carolina auto insurance requires you to list the name of your insurance provider when you register your vehicle. You must also provide a policy number. If your insurance lapses, you must return your license and obtain new coverage. Otherwise, you will have to pay a $200 reinstatement fee and $5 per day of non-insurance. The state also requires drivers to maintain uninsured motorist coverage to protect their assets.

The cost of car insurance in South Carolina depends on several factors. For example, if you have a history of committing a number of traffic violations, your premium will be higher than someone with a clean driving record. Insurance providers also consider your age and driving history when determining premiums.

The minimum amount of liability coverage required in South Carolina is $25,000 per person and $50,000 per accident. In addition to these minimums, you may want to consider the following additional coverages: collision coverage, comprehensive coverage, and uninsured motorist coverage. These types of insurance cover the costs of collisions and other accidents that you cause.

South Carolina auto insurance prices are rising every year. Between 2015 and 2021, the average cost of car insurance in South Carolina will rise by $114. Many factors contribute to the cost of insurance, including where you live and your driving history. Some factors can be controlled, but others are unavoidable and require proper planning.