Texas Commercial Auto Insurance

A Texas commercial auto insurance policy will help you pay for damages to vehicles or property, bodily injuries to others, and medical costs when you are in an accident. Your policy will also protect you from the unexpected. Texas commercial auto insurance policies are typically grouped into two categories: liability and comprehensive. The former covers damages from collisions, while the latter is for non-collision incidents, such as theft or vandalism. While liability coverage is the most common type of commercial auto insurance coverage, comprehensive coverage also covers damages that are not incurred in accidents.  insurance auto quotes

Your policy must also cover the expenses of an uninsured or underinsured driver who hits your vehicle. Texas requires that you have liability insurance coverage at a minimum of $30,000 per person and $60,000 per accident. Also, Texas requires that you have personal injury protection on your policy, even if you’re driving an uninsured vehicle. A Texas insurance agency will also offer recommendations on the proper amount of personal injury protection for your drivers. Make sure you’re adequately protected, as paying for accident-related expenses can be detrimental to your business.

Commercial auto insurance in Texas is necessary for any company that owns a vehicle for business purposes. This insurance will cover the costs of an auto accident and pay for medical expenses, property damage, and more. In the case of a pedestrian accident, commercial auto insurance will cover the cost of the damages caused by your business vehicle. For example, if an employee of yours accidentally hits a pedestrian with your business vehicle and she suffers injuries, commercial auto insurance will pay for medical expenses. Additionally, commercial auto insurance can cover the costs of damaging a residential mailbox.

Texas commercial auto insurance can be purchased from several companies. Some companies offer online services to make the process of purchasing a policy as simple as possible. They can help you sign up for a policy and offer an instant quote. You can also customize your insurance coverage by selecting the deductibles and levels of coverage you need. You can choose from $0 deductible for health claims, or as high as $1000 for comprehensive coverage.

Commercial auto insurance also protects you from non-moving incidents, such as fires. A vehicle is often a target for break-ins, and many of them have been known to intentionally set fire to cover their tracks. Therefore, a comprehensive commercial vehicle insurance policy is necessary to protect your business and your drivers.

Texas commercial auto insurance policies vary in cost depending on a variety of factors, such as the number of vehicles and their use. Some policies cover multiple types of vehicles, which is why it’s important to get multiple quotes. Several popular national auto insurers sell commercial auto insurance policies in Texas.