Top Tips for The Best Car Insurance Plan

In recent years, the price of auto insurance has continued to rise up. The increasing costs of medical expenses and car repairs, pressure the car insurers to increase their insurance policies. On our website, you can get the best free online quotes for car insurance, in order to find your best policy deal.

Drivers can save money on their car insurance plan by following these tips:

  • free car insurance quotesShop around for online quotes. This is probably the best way a driver can save money on his insurance plan. Many events that happen in a driver’s life can affect his insurance rates. Events, like getting married, moving out, buying a new car, adding a teen to the policy, can significantly impact your insurance rates and you will need to find better insurance in order to save money. Comparing online quotes using the same parameters can the drivers to choose a better policy plan.
  • Maximize the available discounts. Contact your insurance provider and see if you are eligible for a discount. Many insurance companies offer discounts ranging from 5 percent to 30 percent. Graduating a defensive course, getting married or moving to a low-crime area can guarantee you lower insurance rates.
  • Drive fewer miles. If you drive fewer miles, the chances for you to be involved in an accident decreases. Contact your insurer in order to find out if you are eligible for this discount.
  • Install safety devices. Safety devices like a rearview camera, GPS tracking system, immobilizers, airbags, blind spot detectors, various anti-theft devices make your car safer. Insurance companies offer various discounts that range from as low as 1 percent to as high as 40 percent, depending on which type of safety device is installed in your vehicle.
  • Protect the no-claim bonus. Depending on the insurer, the no-claim bonus becomes available after three or five years of driving with no claim. Most insurance companies offer discounts that range from 10 percent to 20 percent, to those drivers that keep a clean record. The best part is that this discount increases every year you manage to keep your driving record clean.
  • Keep a good credit score. In most states, insurance companies will take your credit score as a factor when they determine your insurance rates. If you pay your bills on time and have a solid credit history, your insurer will lower your rates.
  • Use a garage to protect your car. In this way, your car is protected from weather damage and has lower chances to be stolen. Insurance companies often lower the premiums for drivers that keep their cars in a garage instead of parking them on the road.

 

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