Typical Penalties for Driving without Insurance
Car insurance shopping should not be a hard thing to do. After all, the auto insurance market has expanded dramatically over recent years, and options for consumers are plenty. However, the sheer amount of information and available options can give people a headache. And this can cause some people to give up on looking for affordable and effective car insurance, and instead go for little or no insurance at all. However, driving without having your vehicle insured is not only irresponsible, it is also illegal. However, the specific penalties for not having car insurance will vary from state to state.
Even if the penalties for driving without insurance vary from state to state, a few of the most common penalties can be listed. For instance, you can have your driver’s license suspended, as well as your vehicle registration. You could likewise receive a traffic ticket for a no insurance violation, in addition to the traffic ticket(s) you will have received for the original reason the police pulled you over for. Depending on the police officer and where you receive the ticket, you could be able to have the ticket dismissed. But this is possible only if you can show proof of having car insurance within a certain time period following the date of the citation. But this generally only applies if you really did have coverage at the time of the traffic stop and just happened, for one reason or another, to not have your insurance card with you.
In some states this might only happen if you cause an accident while driving without insurance; others may impose penalties just for driving uninsured. This generally translates into big fines. And in addition to meeting other requirements, you will have to pay to have your license and registration reinstated. Not to mention those hefty traffic ticket fines. All in all, it is better to be safe than sorry when it comes to car insurance.
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