Find the Best Deals in Western Massachusetts With Western Mass Auto Insurance

When it comes to car insurance, you can find the best deal in Western Massachusetts with Western Mass Auto Insurance. Their friendly staff and low rates make them feel more like a family than an insurance agency. Their focus on the Western Massachusetts region is what makes them the best choice for your needs. In addition to having offices throughout the Commonwealth, Western Mass Auto Insurance also offers a variety of services. auto home insurance quotes

Western Mass Auto Insurance offers comprehensive coverage that protects you from theft, vandalism, floods, explosions, and other natural disasters. This type of coverage will reimburse you for the full value of your car, minus your deductible. Though it’s not required in Massachusetts, some drivers opt for comprehensive coverage for their cars.

The company’s minimum policy costs $455 a year. The most expensive minimum policy in Springfield is from Travelers, which costs $950 more than Plymouth Rock Assurance. However, the minimum coverage policy does not include collision or comprehensive insurance. You should also consider the maximum liability limits that your policy will cover. You should always carry enough liability limits to protect yourself and others in case of an accident.

In addition to liability coverage, you may want to add bodily injury coverage. This will protect you in the event of an accident involving another car or pedestrian. If the other driver is uninsured or underinsured, this coverage will pay for the damage done to your car and your medical bills. The coverage limit for bodily injury liability coverage in Massachusetts is $20,000 per person or $40,000 per accident. However, you may be able to get higher limits if you add on the optional bodily injury liability coverage. This coverage will also cover you in case of accidents that occur outside of the state.

For those who need a full-service insurance company, you might want to consider Eastern Insurance. This local insurance agency has multiple locations throughout Western Massachusetts. In addition to offering affordable auto insurance, they also offer homeowners insurance and business insurance plans. In fact, Eastern Insurance was recently named the 19th largest personal lines insurance agency in the country by the Insurance Journal.

In Springfield, drivers in their age-60s and older pay the cheapest auto insurance rates, with only $1,801 being the highest annual rate. However, younger drivers pay the highest auto insurance rates in the city, which are also marginally higher than the state average. In fact, teenagers pay $6,209 a year, or $4408 more than the second-most expensive age group.

Regardless of the coverage type, you can find cheaper car insurance in Massachusetts by comparing companies and policies. In fact, the most important factor in deciding the cost of your auto insurance policy is location. If you live in a rural area, you can purchase a full-coverage policy for just $1,684 per year.