What Custom Made Modifications Are Not Covered By Auto Insurance?
Most of us like to drive a regular car, provided by the dealer. But others prefer to heavily modify their vehicles and give them totally different aspects. By doing so, they greatly modify car insurance rates and in many cases, make the car impossible to insure, Read our blog and find out what custom made modifications are not covered by auto insurance.
Very powerful engines. Companies usually charge extra a car fitted with a more powerful engine. But adding few hundred more horse powers will make the car incredibly fast, but also incredibly risky to insure.- Aesthetical modification. Some drivers are not pleased until the car has a new shinny glow. Others add custom murals, custom decals and so on. Be aware of the designs. Adding offensive or aggressive graphics will make the company question your personality and will make it less likely to get auto insurance.
- Superchargers. Adding a very powerful air compressor will increase engine’s power. Again, this can be used to transform a regular car into a race car. The price for a good supercharger is pretty high, but the price for auto insurance will be even higher.
- Expensive LCDs and television equipment. If you ever watched the series called “Pimp My Ride”, you surely have noticed that almost all cars were improved with all sorts of displays and stereo surround audio systems. Remember that companies prefer to insure cars, not concert halls or mobile cinemas. Having these sorts of customizations may get you in troubles while searching for auto insurance.
All these modifications and more make finding auto insurance a difficult chore. So, think twice before customizing your vehicle. However, there are few companies specialized in covering modified car. Search for them first.
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