The Car With Cheapest Insurance

The Mazda CX-3 has the cheapest insurance, costing just $1,324 in Iowa and Texas, about $580 less than the national average. The second and third-place vehicles are the Honda CR-V LX and Jeep Wrangler Sport S, respectively. The list of cars with the lowest insurance costs is dominated by SUVs, with 15 SUVs, five vans and one sedan making the cut. But how does a Mazda CX-3 insure for such a low cost? auto insurance quotes south carolina

First of all, car insurance rates are based on several factors. While some factors are universal, others are unique to each provider. The amount of excess you are willing to pay is a major factor. If you have a high excess, you will pay a lower monthly premium. On the other hand, if you have a low excess, you will pay a higher premium. But you should be aware of all these factors when looking for the cheapest car insurance.

The Jeep Wrangler, a base model of the Wrangler lineup, was the cheapest to insure in seven states. Despite the base price of $37,000, insurance premiums for a Jeep Freedom are as low as $876 in Idaho and $1,474 in D.C. The Jeep Freedom’s bare bones construction, easy to repair and readily available parts made it the car of choice. But you might wonder how the price of a Jeep Wrangler compares with the cost of insurance for another car.

Teenagers who want to save money on car insurance should take a look at their driving record. A “B” average in high school or college can save up to $900 annually, which is much less than a Ford Mustang GT. Adding a teenager to a family policy can save you up to $1130 a year. The average rate for a student driver in the United States is $6110, and a “B” average will make the insurance premium $2,867, or even lower.

It’s surprisingly easy to find lower car insurance quotes if you know where to look. All you need to do is compare quotes online, and you can be done in just a few minutes. Industry-wide quote request forms are the easiest to complete and save you time and effort. These comparison forms eliminate the need for contacting individual companies and allow you to save money on your car insurance policy. The benefits of finding lower car insurance rates are substantial!

Nationwide offers a good student discount, as well as the SmartRide program, which rewards safe driving. Other car insurance companies reward low risk drivers by tracking their driving habits and giving them discounts. By going paperless with your bills, you’ll save money on stamps and avoid late fees. Electronic documents may also qualify you for a recurring discount. But make sure you don’t settle for the first one you find. Just be sure to check out the details to see how your new policy compares to others.